What smart money is saying about Fair Isaac Corporation
4 funds in our archive have pitched Fair Isaac Corporation — most recently Bristlemoon Capital in March 2026.
Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
Get an email when a fund writes about it
Position history
Between Q1 2025 and Q3 2026, 7 fund letters reported a position in Fair Isaac Corporation — 3 trimmed or exited.
| Quarter | Letters | Bought | Sold | Theses |
|---|---|---|---|---|
| Q3 2026 | 2 | 0 | 0 | 0 |
| Q2 2026 | 3 | 0 | 2 | 0 |
| Q1 2026 | 2 | 0 | 1 | 1 |
| Q2 2025 | 0 | 0 | 0 | 1 |
| Q1 2025 | 0 | 0 | 0 | 2 |
Fund activity · 7 positions · 3 moves
- July 2026
“On the other side of the ledger, FICO (-6%) fell despite another exceptional quarter, with Scores revenues up 41%.”
Fair Isaac Corporation - July 2026
“On the other side of the ledger, FICO (-8%) fell despite another exceptional quarter, with Scores revenues up 41%.”
Fair Isaac Corporation - TrimmedBaron Asset FundJune 2026
“Top net sales for the quarter Quarter End Market Cap or Market Cap When Sold ($B) Net Amount Sold ($M) Fair Isaac Corporation 27.7 23.1 Floor & Decor Holdings, Inc. 5.2 14.3 Booz Allen Hamilton Holding Corporation 7.3 9.7 Amphenol Corporation 216.9 8.9 Gartner, Inc. 8.7 7.5 We reduced our position in Fair Isaac Corporation , which produces the FICO score that is widely used by lenders to evaluate consumers’ creditworthiness, in response to ongoing uncertainty about potential regulatory changes in the mortgage market.”
Fair Isaac Corporation - TrimmedBaron Financials ETFJune 2026
“Top net sales for the quarter Quarter End Market Cap ($B) Net Amount Sold ($M) Intuit Inc. 71.4 1.0 S&P Global Inc. 123.5 0.6 Fair Isaac Corporation 27.7 0.5 Guidewire Software, Inc. 10.2 0.4 Alkami Technology Inc. 1.8 0.2 We trimmed Intuit Inc. due to concerns about market share loss in the consumer tax market. We trimmed S&P Global Inc. to manage the position size and fund purchases elsewhere. We trimmed Fair Isaac Corporation due to regulatory and competitive risks.”
Fair Isaac Corporation - HoldsAkre Focus ETFJune 2026
“Recent examples of AI adoption, monetization, or lack of AI-related disruption among our portfolio companies include: • CCC Intelligent Solutions (CCC): $120 million annualized revenue run-rate (ARR) from its Emerging Solutions’ products of which AI is the largest contributor. The company’s Emerging Solutions revenue grew 50% year-over-year. • Salesforce (CRM): Agentforce + Data 360 (key AI products) ARR up 225% to $3.4 billion in Q1 (119% organic). • ServiceNow (NOW): raised 2026 AI revenue guidance by 50% from the prior quarter; announced $300 million in cost savings from internal AI adoption; gross dollar retention steady at 98%. • Constellation Software: no material customer losses to “AI-native” startups across their portfolio of ~1,500 vertical market software companies. • Fair Isaac (FICO): has filed 137 AI-based patents.”
Fair Isaac Corporation - March 2026
“ Shares of Fair Isaac (FICO) fell approximately 35% in the quarter, with most of the weakness occurring in March as mortgage rates moved back above 6%.”
Fair Isaac Corporation - ExitedLarge-Cap GrowthMarch 2026
“ Fair Isaac Corporation (FICO) was a detractor during the quarter as mortgage rates moved back above 6% and the credit bureaus introduced lower-priced alternatives to the traditional FICO score. These developments weighed on sentiment and near-term growth expectations within the mortgage segment. While FICO remains a leading provider of credit scoring solutions, the evolving backdrop reduced visibility. We exited the position during the period and redeployed capital into higher-conviction opportunities.”
Fair Isaac Corporation
Fund coverage · 4 theses
- Bristlemoon CapitalMarch 2026
Fair Isaac Corporation is a dominant, deeply entrenched credit scoring provider with strong moats and upside from both earnings growth and a rerating from historically depressed multiples.
Read the full thesis - Lindsell Train Global Equity FundJune 2025
Despite regulatory headwinds, FICO’s dominant market position, pricing power, and adaptable growth strategy—bolstered by strong distribution partnerships and aggressive buybacks—highlight a resilient business model primed to withstand competitive threats.
Read the full thesis - Liontrust GF Global Innovation FundMarch 2025
FICO is a high-quality global data analytics innovator with strong growth potential, having recently become an attractive investment following a significant share price drop, despite some near-term challenges.
Read the full thesis - Lindsell Train Global Equity FundMarch 2025
FICO is a leading player in the US consumer credit market, known for its essential credit scoring system, which has resulted in significant profit growth and a strong market valuation despite recent stock corrections and regulatory concerns.
Read the full thesis
Read every full thesis on Fair Isaac Corporation
Unlock all 4 theses — the full reasoning behind what funds are buying, plus unlimited access to the entire archive.
View plans→