HF Best Ideas
AnalysesQuarterly Letters

Terms of Use

Last updated: 2025-09-30

1. Acceptance of Terms

These Terms of Use (the “Terms”) govern your access to and use of the HF Best Ideas website, products, and services (the “Service”). By accessing or using the Service, you agree to be bound by these Terms and by our Privacy Policy and Disclosures. If you do not agree, do not use the Service.

2. Eligibility

You must be at least the age of majority in your jurisdiction and have the legal capacity to enter into a binding contract to use the Service. You represent and warrant that all information you provide is accurate and complete.

3. Accounts and Security

  • You are responsible for maintaining the confidentiality of your credentials and for all activities under your account.
  • Notify us promptly of any unauthorized access or suspected breach of security.
  • We may suspend or terminate accounts for violations of these Terms or for suspicious activity.

4. Permitted Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You will not, and will not attempt to:

  • Scrape, harvest, or collect data at scale without prior written consent.
  • Reverse engineer, copy, modify, or create derivative works of the Service.
  • Interfere with or disrupt the Service or its infrastructure.
  • Upload or transmit malware, or engage in fraudulent, deceptive, or harmful behavior.

5. Content and Intellectual Property

  • All content, features, and functionality are owned by us and our licensors and are protected by intellectual property laws.
  • Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes.
  • Any third-party content (including research, reports, or links) remains the property of its respective owners.

6. No Investment Advice

Information provided through the Service is for informational and educational purposes only and does not constitute investment, financial, legal, or tax advice. We do not recommend or endorse any security, strategy, or investment. You are solely responsible for your investment decisions and should consult qualified professionals before making decisions.

7. Third-Party Links and Services

The Service may contain links to third-party websites or services. We do not control and are not responsible for the content, policies, or practices of any third parties. Your use of third-party services is at your own risk and subject to their terms.

8. Fees and Billing

If paid features are offered, fees, billing cycles, and refund policies will be disclosed at the point of purchase. By subscribing, you authorize us (and our payment processors) to charge applicable fees. Taxes may apply.

9. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL WE OR OUR AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID TO US FOR THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM (OR, IF NO SUCH PAYMENTS, ONE HUNDRED U.S. DOLLARS).

11. Indemnification

You agree to indemnify, defend, and hold harmless us and our affiliates, and our respective officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your violation of these Terms or your use of the Service.

12. Compliance and Export

You are responsible for complying with all applicable laws, rules, and regulations, including export control and sanctions laws. You represent that you are not located in a restricted jurisdiction and are not a prohibited person under applicable sanctions lists.

13. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for any reason, including if we reasonably believe you have violated these Terms. Upon termination, your right to use the Service will cease immediately.

14. Governing Law; Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws applicable to our operating entity, without regard to conflict of law principles. Any dispute shall be resolved in the courts having jurisdiction over our principal place of business, unless otherwise required by applicable law.

15. Changes to These Terms

We may revise these Terms from time to time to reflect changes in the Service or legal requirements. The updated Terms will be posted on this page with an updated “Last updated” date. Your continued use of the Service constitutes acceptance of the updated Terms.

16. Contact Us

If you have questions about these Terms, our Privacy Policy, our Disclosures, or our Cookie Policy, please contact us using the information provided on the Site.