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What smart money is saying about United Bank of AlabamaUnited States flag

UBAB · Financial Services · Banks - Regional · Market cap $188M

1 fund in our archive has pitched United Bank of Alabama, most recently Merion Road Capital in December 2024.

Company profile

United Bancorporation of Alabama, Inc. operates as the parent entity for United Bank, delivering a full spectrum of commercial banking solutions. The company provides a diverse range of deposit products, including checking, savings, certificates of deposit, and individual retirement accounts. For businesses, it offers specialized programs, comprehensive business solutions, merchant services, and efficient cash management tools. Its lending portfolio encompasses personal loans, various business loans, lines of credit, and equipment financing. Additionally, the firm supports the agricultural community with real estate and agribusiness loans, alongside working lines of credit and overdraft services. Clients can also access conveniences such as debit cards, prepaid cards, Visa credit cards, gift cards, and safe deposit boxes. Further offerings include check cashing, check reordering, remote and mobile deposit options, secure personal storage compartments, web payment functionalities, and a suite of insurance, investment, and brokerage products, all complemented by robust online and mobile banking platforms. Founded in 1904, United Bancorporation of Alabama, Inc. is headquartered in Atmore, Alabama.

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1
Reported positions
0
Bought
0
Sold
3
Letters

Position history

Between Q4 2024 and Q3 2025, 1 fund letter reported a position in United Bank of Alabama, with no move described.

Fund letters reporting a position in United Bank of Alabama, by quarter
QuarterLettersBoughtSoldTheses
Q3 20251000
Q4 20240001

Bought and Sold count moves: the same sentence published by several funds of one house in a quarter counts once.

Fund activity · 1 position

  • HoldsBonhoeffer Capital Management
    September 2025
    “Our bank holdings, FFB Bancorp (“FFB”), United Bancorp of Alabama (“UBAB”) and Northeast Bank (“NB”) are driven by themes such as financing of low-income real estate development as well as growth in small business lending (via small business administration (“SBA”)) and the buying of forced loans from forced sellers from mergers and acquisition as well as the FDIC.”
    United Bank of Alabama

Also mentioned · 1

These funds discuss United Bank of Alabama as a competitor, benchmark or comparable, without disclosing a position in it.

Fund coverage · 1 thesis

  • Merion Road Capital
    December 2024

    United Bank of Alabama is a strong investment due to its significant capital surplus, stock performance, and growth potential, projected to generate $7-$8 in normalized earnings.

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